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These 7 simple ‘financial fitness’ tasks could save you serious coin — and you can get them each done in under an hour

Seven days, one hour a day, and some big savings in just one week. You won't even have to break a sweat.

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Sometimes it feels like there aren't enough hours in a day to take care of all the things on your to-do list.

Maybe there are certain items on your list that you keep putting off, maybe because they'll be a big hassle, or because you're not sure exactly how you'll complete the task.

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And when it comes to your finances, it's likely there's something that you know needs to get done, but never actually to get around to.

Whether it's because of underlying anxiety, or just because you haven't laid out the steps you need to take, why not stop procrastinating and take action on whipping your finances into shape. Or, at the very least, crossing something off that to-do list.

Why not try this one-week "financial fitness" makeover. These seven things you can do should take less than an hour. Seven days, one hour a day, and some big savings in just one week — and you'll feel all the stronger for it.

When was the last time you checked your credit report? You're entitled by law to receive one free report annually from each of the three national credit bureaus.

You can request your free annual reports at AnnualCreditReport.com .

Consider spacing out each of your free reports throughout the year, so that you can keep an eye on your credit — you can put a reminder in your calendar every four months.

If you notice any errors, report them right away to the bureau or the institution that holds the account.

Any time there's a data breach in the news, it's an uncomfortable reminder that your personal information can sometimes become vulnerable.

One way to deal with this worry is by freezing your credit, which doesn't hurt your credit score, and is free to do.

A credit freeze means that no one can open a credit account in your name. But that includes you, so if you — or lenders — will need access to your credit, you'll have to lift the freeze (you can put it back in place after). You can confirm with the lender which bureau they will contact, and only lift the freeze at that bureau.

Make sure you contact all three bureaus and freeze your credit at each one.

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Saturday, October 17, 2026

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