Health insurance plan costs on Healthcare.gov to rise by double digits in 2027

Obamacare enrollees could see their health insurance premiums rise by double digits for a second year in a row, according to a report published Friday.

Health research group KFF found the average cost of Obamacare health insurance will rise by 13 percent in 2027, following a 26 percent hike in rates from 2025 to 2026.

KFF made these calculations was based on new data the Trump administration shared earlier in the day, which listed 2027 prices for the 30 states with federal health insurance marketplaces. These new rates came ahead of the opening of the 2027 enrollment period on Sunday.

Around 19.2 million Americans are enrolled in Obamacare plans, according to an estimate from the federal government earlier this year. A KFF analysis from May found that enrollment in this program fell in 2026 after four consecutive years of record growth.

President Trump’s administration has implemented new barriers to enrolling in these programs as part of its efforts to crackdown on alleged widespread fraud. Earlier this year, Obamacare’s enhanced premium tax subsidies expired after Republican lawmakers opposed a Democrat-led push to extend them.

Under the first Trump administration, Obamacare premium costs rose by an average of 20 percent in 2017 and 34 percent in 2018, according to KFF’s analysis.

The estimated Obamacare premium cost increases for 2027 are similar to changes anticipated in other health insurance increases programs, with federal and employer plans expected to increase by around 10 percent in this timeframe.

Health care costs have become a key issue in the midterm elections, as the rising cost of living continues to poll highest among the top concerns motivating Americans’ votes in this election.

A KFF survey published earlier this month found six in 10 voters said they were concerned about being able to afford their health insurance and out-of-pocket medical bills. Respondents ranked health care costs on par with gas prices as the most important affordability issue this election cycle.

The Trump administration has sought to address these concerns ahead of Election Day. The president announced the federal government would disburse one-time $500 checks to nearly 1 million Americans the administration said were overcharged for Obamacare.

Earlier this month, the administration also began sending out $90 each to over 20 million seniors enrolled in Medicare Part B — totaling around $2 billion.

Democrats have vowed to make restoring Obamacare subsidies and health care tax credits a top issue if they regain control of Congress.