XRP Price Prediction: Analyst Says XRP Could Reach $60 But It Has to Close Above $3.66 First

The $60 target depends on XRP closing a month above $3.66, a level it has never achieved on a monthly closing basis.

XRP came closest in July 2025, when it reached a cycle high and monthly high of $3.65 but closed the month at $3.02. Every month since has recorded a lower high.

XRP trades at $1.42, meaning it would need to gain more than 40 times to reach $60, while reclaiming $3.66 alone would require a 158% rally.

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XRP (CRYPTO: XRP) trades around $1.42 today, up 39% over the past 30 days but still down 22% since January 1 and 52% over the past 12 months.

A $60 target for XRP has been circulating since September 5, based on a decade-long chart pattern that requires the cryptocurrency to first close a month above $3.66. The projection does not specify when that could happen or how long the pattern would take to play out.

With XRP still at $1.42, the bigger question is whether a $60 target carries much weight before the coin can first reclaim the level that would activate the pattern.

The $60 XRP Price Prediction and the Pattern Behind It

The pattern behind the $60 call is an ascending triangle on XRP's monthly chart that has developed over roughly a decade, with $3.66 forming the flat resistance ceiling. The $60 figure only comes into play if XRP's price closes a full calendar month above that level. In other words, an intraday move above $3.66 would not be enough. XRP would need to hold above the ceiling through the month's final trading day.

That makes a monthly close a much higher hurdle than simply touching the level. XRP would have to withstand weeks of profit-taking, volatility, and macroeconomic news before confirming the breakout.

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An ascending triangle forms when price records higher lows while repeatedly testing a relatively flat resistance level. Technical analysts often interpret that structure as evidence that buying pressure is building toward a potential breakout. Once the breakout occurs, the measured-move approach projects the triangle's height above the breakout point to estimate a potential price target, which is where the $60 figure comes from.