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Monday, September 21, 2026

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14 Popular West Coast Retirement Spots With the Cheapest Monthly Expenses

These West Coast retirement destinations have a total cost of living with Social Security benefits that's less than $5,500 per month. Retirees are flocking.

· 220 words

Good news: Even though budgets are getting tighter at high speed, you can still reside comfortably on the West Coast if you have a decently sized monthly retirement budget, and plan to take Social Security. A recent MoneyLion analysis revealed there are 14 West Coast retirement destinations where the total cost of living with Social Security benefits is less than $5,500 per month for retirees.

MoneyLion found these spots from a larger study which analyzed the monthly costs of living in the nation's most popular retirement cities. The cities found in the original study have 20% of the population ages 65 and over. The total cost of living calculated using mortgage and expenditure data with an additional 20% buffer added to find the comfortable cost of retirement. We pulled all West Coast-based cities where the total cost of living with benefits is under $5,500 per month.

See which popular West Coast locales have the least expensive monthly retirement expenses .

Monthly cost of comfortable retirement: $6,997

Monthly cost of comfortable retirement: $6,979

Monthly cost of comfortable retirement: $6,964

Monthly cost of comfortable retirement: $6,962

Monthly cost of comfortable retirement: $6,913

Monthly cost of comfortable retirement: $6,903

Monthly cost of comfortable retirement: $6,895

Monthly cost of comfortable retirement: $6,887

Monthly cost of comfortable retirement: $6,829

Monthly cost of comfortable retirement: $6,790

Gathered from external sources. Rights to this text belong to whoever originally published it.