Best credit cards for shopping on Amazon (2026)

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Blue Cash Everyday Card from American Express

Welcome offer Earn as high as $200 cash back after spending $2,000 within the first 6 months (welcome offers vary and you may not be eligible for an offer; cash back is received as Reward Dollars, redeemable for statement credit or at amazon.com checkout)

Rewards rate 3% cash back at U.S. supermarkets (on up to $6,000 per year in eligible purchases, then 1%) 3% cash back on U.S. online retail purchases (on up to $6,000 per year in eligible purchases, then 1%) 3% cash back at U.S. gas stations (on up to $6,000 per year in eligible purchases, then 1%) 1% cash back on all other purchases Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or on Amazon.com at checkout

3% cash back at U.S. supermarkets (on up to $6,000 per year in eligible purchases, then 1%)

3% cash back on U.S. online retail purchases (on up to $6,000 per year in eligible purchases, then 1%)

3% cash back at U.S. gas stations (on up to $6,000 per year in eligible purchases, then 1%)

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or on Amazon.com at checkout

Why we like it: As part of its rewards rate, the Amex Blue Cash Everyday offers 3% cash back on up to $6,000 per year on U.S. online retail purchases (then the rate reverts to 1%). Amazon.com is a retailer where you can earn the 3% rate in this category, providing an excellent opportunity to earn a significant amount of cash back on your Amazon purchases.

Welcome offer Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members

Purchase APR See issuer site for current APR

Rewards rate 10% or more on a rotating selection of items and categories on Amazon.com (with an eligible Prime membership) 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases 2% at gas stations, restaurants, and on local transit and commuting (including rideshare) 1% on all other purchases (unlimited) All information about the Prime Visa has been collected independently by and is no longer available through Yahoo Finance

10% or more on a rotating selection of items and categories on Amazon.com (with an eligible Prime membership)

5% at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases

2% at gas stations, restaurants, and on local transit and commuting (including rideshare)

All information about the Prime Visa has been collected independently by and is no longer available through Yahoo Finance

Benefits Redeem daily rewards at Amazon.com or Chase.com as soon as the next day No annual fee

Redeem daily rewards at Amazon.com or Chase.com as soon as the next day

Why we like it: The Prime Visa is nearly a must-have for big Amazon shoppers because it offers 5% back on Amazon.com purchases, provided you have an eligible Prime membership. Although this card may not offer as many additional benefits as other cards, its rewards rate for Amazon is hard to beat.

Welcome offer Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Rewards rate 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel 2x miles on all other purchases

5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel

Why we like it: The Capital One Venture Rewards makes it easy to earn travel rewards no matter what type of eligible purchase you make. From Amazon to the grocery store and more, you can earn at least 2x miles on your spending. That makes this a top card for Amazon and everyday purchases.

Welcome offer Get a $60 Amazon gift card instantly upon approval

Rewards rate 3% back at Amazon.com, Audible.com, Whole Foods Market, and Chase Travel 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare) 1% back on all other purchases

3% back at Amazon.com, Audible.com, Whole Foods Market, and Chase Travel

2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)

Why we like it: The Amazon Visa is similar to the Prime Visa, but it has a lower rewards rate. However, you can apply for this card without a Prime membership.

Welcome offer Discover will automatically match all the cash back you’ve earned at the end of your first year, with no minimum spending requirement or maximum rewards cap

Rewards rate 5% cash back on everyday purchases at different places each quarter — including grocery stores, restaurants, gas stations, and more — up to the quarterly maximum 1% unlimited cash back on all other purchases

5% cash back on everyday purchases at different places each quarter — including grocery stores, restaurants, gas stations, and more — up to the quarterly maximum

1% unlimited cash back on all other purchases

Why we like it: The Discover it Cash Back offers up to 5% cash back on quarterly rotating categories. That means when you activate the 5% cash-back bonus, you get access to the rate (on up to $1,500 in purchases) during that quarter. Amazon.com is often a category during the fourth quarter of each year.

Why we like it: The Wells Fargo Active Cash is similar to the Capital One Venture Rewards in that it offers an unlimited, flat-rate earning rate. However, the Active Cash has no annual fee and earns cash back rather than miles.

Welcome offer Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening

Introductory Purchases APR 0% Intro APR on Purchases for 15 months

Ongoing Purchases APR 18.24% - 27.74% Variable

Rewards rate 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate 5% cash back on travel purchased through Chase Travel℠ 3% cash back on dining (including takeout) and drug stores 1% cash back on all other purchases

5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate

5% cash back on travel purchased through Chase Travel℠

3% cash back on dining (including takeout) and drug stores

Benefits No minimum to redeem for cash back Enjoy perks like extended warranty protection, trip cancellation insurance, cell phone protection, and auto rental collision damage waiver Intro APR available

Enjoy perks like extended warranty protection, trip cancellation insurance, cell phone protection, and auto rental collision damage waiver

Why we like it: Similar to the Discover it Cash Back, the Chase Freedom Flex offers up to 5% cash back on up to $1,500 in combined purchases in rotating quarterly categories when you activate this bonus. The Chase Freedom rotating categories don't always include Amazon, but they have in the past.

U.S. Bank Shopper Cash Rewards Visa Signature Card

Annual fee $0 for the first year, then $95

Rewards rate 6% cash back on the first $1,500 in combined purchases each quarter with two retailers of your choice 5.5% cash back on hotel and car reservations booked directly in the Rewards Travel Center 3% cash back on the first $1,500 in purchases each quarter on one everyday category of your choice (like wholesale clubs, gas and EV charging stations, bills and utilities) 1.5% cash back on all other purchases

6% cash back on the first $1,500 in combined purchases each quarter with two retailers of your choice

5.5% cash back on hotel and car reservations booked directly in the Rewards Travel Center

3% cash back on the first $1,500 in purchases each quarter on one everyday category of your choice (like wholesale clubs, gas and EV charging stations, bills and utilities)

Why we like it: The U.S. Bank Shopper Cash Rewards offers 6% cash back on the first $1,500 in combined eligible purchases each quarter with two chosen retailers. Available retailers include Amazon, Best Buy, IKEA, Kohl's, Lowe's, Home Depot, Disney, and more.

What to look for in a credit card for shopping on Amazon

Earning rewards is an easy way to help offset the cost of your Amazon purchases. If you can earn cash back or travel rewards on your purchases, it's like you're getting an automatic discount on all your spending.

The right rewards rate for you depends on your preferences and spending habits. If you only want a card to help you earn more on Amazon, look for the highest rewards rate on Amazon purchases. However, this type of rate may not be helpful with other everyday expenses, such as buying groceries or gas.

You can typically earn a credit card sign-up bonus as a new and qualified cardholder of a rewards card. Earning a welcome bonus is an excellent way to boost your rewards soon after getting approved for a card. Please note that these bonuses may vary by card and card issuer.

Most of the cards on our list don't require an annual membership fee. If a card does have an annual fee, it's essential to analyze the card's rewards and benefits to see if they'll provide you with enough value to offset the fee each year.

Certain credit cards offer benefits that can be useful for making everyday purchases, including those on Amazon. For example, a card may have purchase protection, which may help if an item you purchased is lost, damaged, or stolen.

Should I open a credit card for making Amazon purchases?

It may make sense to open a credit card for Amazon if you:

Want to earn cash back, points, or miles on your Amazon and other everyday purchases

The cards we've included on our list are all rewards credit cards . These are cards that can help you earn cash back or travel rewards on your eligible purchases, including any spending you do on Amazon.

These cards can be useful whether you shop on Amazon frequently or not. However, we've included many cards that earn higher rates on online shopping purchases, as well as a few cards that specifically earn higher rates on Amazon.

What credit card is best for Amazon purchases?

The best credit cards for Amazon purchases include:

Capital One Venture Rewards Credit Card : Best for travel rewards

Amazon Visa: Best for non-Prime shoppers

Discover it® Cash Back: Best for flexible earning

Bank of America® Customized Cash Rewards Credit Card: Best for customized earning

Wells Fargo Active Cash® Card: Best for flat-rate cash rewards

Chase Freedom Flex® : Best for earning Chase rewards

U.S. Bank Shopper Cash Rewards® Visa Signature® Card: Best for high

Which credit card gives 5% back on Amazon purchases?

These cards can give 5% or more back on Amazon purchases:

U.S. Bank Shopper Cash Rewards® Visa Signature® Card

How can I get 6% back on Amazon purchases?

In some cases, the Prime Visa may provide more than 5% back on Amazon purchases. For example, you may be able to choose a slower delivery option for additional rewards, or Amazon may provide a higher rewards rate during special sales.

How can I get a free $150 Amazon gift card?

The Prime Visa typically provides a $150 Amazon gift card instantly upon approval, but we've seen offers as high as $250 during certain times of the year, including Prime Days.

Are there different Amazon credit cards?

Prime Visa: Has the best unlimited rewards rate for making Amazon purchases. This card requires an eligible Amazon Prime membership.

Amazon Visa: Similar to the Prime Visa, but has a lower rewards rate. This card does not require a Prime membership.

Amazon Secured Card: A credit-building card that also rewards you for Amazon purchases. Secured credit cards require a security deposit that acts as your credit line.

Amazon Store Card: A type of credit card that you can only use on Amazon.com and at Whole Foods Market.

Amazon Business Prime American Express Card: A business credit card version of the Prime Visa with additional business-related perks. This card requires an eligible Amazon Prime membership.

Amazon Business American Express Card: Similar to the Amazon Business Prime Amex, but with a lower rewards rate and no Prime membership requirement.

To find the best credit cards for shopping on Amazon, we compiled a list of credit cards from major card issuers that offer additional rewards for Amazon purchases. This included cards with flexible rewards rates that work for all purchases, cards with increased rates for online shopping, and cards with specific Amazon earning categories.

Drawing on our experience and expertise, we selected cards that we believe offer the most value for various types of Amazon shoppers. We did not include every credit card from every card issuer in our original list.

Our final list comprises consumer rewards credit cards from multiple card issuers. Keep in mind that the best credit card for you depends on your goals, spending habits, and preferences.

Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank's website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.

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